Bond kya hota hai?
Bond
Definition
Bond aik qarz ka instrument hai jismein issuer (company ya government) investar se paise leta hai aur waade ke mutabiq sood aur asal raqam wapas karta hai.
Is concept ko aur behtar samajhne ke liye Sukuk bhi dekhein.
Bond aik security hai jo qarz ki numaindagi karti hai aur holder ko fixed income deti hai.
Quick Facts
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- Bonds se aap apne paise fixed munafay par laga sakte hain aur risk kam h...
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Quick Summary
| Definition | Bond aik qarz ka instrument hai jismein issuer (company ya government) investar se paise leta hai aur waade ke mutabiq sood aur asal raqam wapas karta hai. |
|---|---|
| How it helps | Bonds se aap apne paise fixed munafay par laga sakte hain aur risk kam hota hai. |
| Example | Government ke Pakistan Investment Bonds mein log paisa lagate hain aur saalana munafa hasil karte hain. |
| Related terms | 6 linked topics |
How It Works
Yeh kya hai?
Bond aik qarzdari ka instrument hai. Jab aap bond khareedte hain, toh aap issuer ko qarz de rahe hote hain. Issuer aapko waade ke mutabiq ek muqarrara arsey tak sood (coupon) deta hai aur akhir mein asal raqam wapas karta hai. Bonds ko fixed income securities bhi kehte hain.
Qisam
Bonds ki kai qismein hain: Government bonds (jo hukoomat jari karti hai), Corporate bonds (companies jari karti hain), Municipal bonds (local governments). Pakistan mein government bonds jaise Pakistan Investment Bonds (PIBs) aur Ijara Sukuk mashhoor hain.
Rozmarra Asar
Bonds un logon ke liye behtar hain jo stable income chahte hain. Agar aap retire ho chuke hain ya risk nahi lena chahte, toh bonds mein paisa laga sakte hain. Bonds ka rate market interest rate ke mutabiq badalta hai. Jab interest rate barhta hai, bonds ki qeemat girti hai.
Bond vs Sukuk
Bonds mein sood (interest) hota hai jo Islam mein mana hai. Sukuk Islamic bonds hain jismein sood ki bajaay munafa diya jata hai aur asal asset ki milkiat hoti hai. Pakistan ne bhi Islamic bonds ya Sukuk jari kiye hain.
Misal
Government ke Pakistan Investment Bonds mein log paisa lagate hain aur saalana munafa hasil karte hain.
Aksar pooche gaye sawalat
Bond kya hota hai?
Bond aik debt security hoti hai. Aap issuer ko qarz dete hain aur issuer aapko regular interest (coupon) aur maturity par principal wapas karta hai.
Bond ki income kahan se aati hai?
Bond ka return aam tor par interest payments se aata hai jo issuer mukarrar schedule par pay karta hai.
Bond ki maturity ka matlab kya hai?
Maturity wo date hoti hai jab issuer aapko bond ki asal raqam (principal) wapas karta hai.
Bond ke risk kya hotay hain?
Bond mein interest rate risk hota hai; agar market rates barh jayein to existing bond ki price gir sakti hai.
Bond aur shares (equity) mein farq kya hai?
Bond qarz ka instrument hai, jabke shares ownership dikhate hain. Bond holders ko interest milta hai aur principal wapas hota hai, jabke share holders profit/Dividend par depend karte hain.
Difference
Bond vs Sukuk
| Feature | Bond | Sukuk |
|---|---|---|
| Definition | Bond aik qarz ka instrument hai jismein issuer (company ya government) investar se paise leta hai aur waade ke... | Sukuk Islamic bonds hain jahan aap kisi asset ke hissa khareedte hain aur us se hone wali aamdani mein hissa p... |
| Best for | Bonds se aap apne paise fixed munafay par laga sakte hain aur risk kam hota hai. | Sukuk mein paisa laga kar aap halal munafa kama sakte hain bina sood ke. |
| Example | Government ke Pakistan Investment Bonds mein log paisa lagate hain aur saalana munafa hasi... | Pakistan Energy Sukuk, Ijara Sukuk - ye Islamic bonds ki misaal hain. |
Related Tool
Is term ko practical use mein dekhne ke liye sab se relevant tool se start karein.
Related Investment Terms
Yeh page investment cluster ka hissa hai. Semantic context mazboot rakhne ke liye in linked terms ko bhi dekhein.
Sukuk
Sukuk Islamic bonds hain jahan aap kisi asset ke hissa khareedte hain aur us se hone wali aamdani mein hissa paate hain.
Treasury Bill
Treasury bill (T-bill) aik short-term government security hai jo 3 months, 6 months ya 1 year ke liye jari hoti hai aur discount par bechi jati hai.
Prize Bond
Prize bond aik government savings certificate hai jispar koi profit nahi milta, lekin iske draws hote hain jin mein inaam nikalte hain.
Equity
Equity ka matlab milkiat ka hissa hai. Company mein equity ka matlab company ke assets par malikana haq aur liabilities nikaalne ke baad bachi hui raqam.
Stock Market
Stock market wo platform hai jahan companies ke shares (hissa) khareede aur beche jate hain, jise share market bhi kehte hain.
PSX
PSX (Pakistan Stock Exchange) Pakistan ka national stock exchange hai jahan companies ke shares khareeday aur bechay jate hain.