Inaami Bond (Prize Bond) kya hota hai?
Prize Bond
Definition
Prize Bond aik government savings certificate hai jispar koi profit nahi milta, lekin iske draws hote hain jin mein inaam nikalte hain.
Is concept ko aur behtar samajhne ke liye Equity bhi dekhein.
Prize Bond aik government-backed savings scheme hai jismein aapko profit ki bajaay inaam jeetne ka mauqa milta hai.
Quick Facts
- Category
- Investment
- Best for
- Prize bond mein paise laga kar aap inaam jeetne ka mauqa paate hain.
- Example
- Available
- FAQs
- 5 answers
Quick Summary
| Definition | Prize bond aik government savings certificate hai jispar koi profit nahi milta, lekin iske draws hote hain jin mein inaam nikalte hain. |
|---|---|
| How it helps | Prize bond mein paise laga kar aap inaam jeetne ka mauqa paate hain. |
| Example | 200 rupee ke prize bond par 7.5 lakh, 40,000 aur 200 ke inaam nikalte hain. |
| Related terms | 6 linked topics |
How It Works
Yeh kya hai?
Prize Bond aik bearer certificate hai jo government of Pakistan jari karti hai. Is par koi profit nahi milta, lekin quarterly draws hote hain jin mein inaam nikalte hain. Prize bonds mukhtalif denominations mein aate hain: 200, 750, 1500, 7500, 15,000, 40,000. Har denomination ke alag inaam hote hain.
Inaam
200 rupee Bond: First prize 7.5 lakh, second 2.5 lakh, third 1,250. 750 rupee bond: First prize 1 crore, second 25 lakh, third 12,500. 1500 rupee bond: First prize 3 crore, second 75 lakh, third 25,000. Draws har quarter mein hote hain. Inaam par 15% tax kata jata hai.
Rozmarra Asar
Prize bonds aam logon mein bohat popular hain. Log apni bachat prize bonds mein lagate hain ta ke inaam jeetne ka mauqa mile. Ye zyada tar un logon ke liye hain jo zyada risk nahi lena chahte. Prize bonds National Savings ke through khareede ja sakte hain. Registered prize bonds bhi available hain jinka record bank mein hota hai.
Misal
200 rupee ke prize Bond par 7.5 lakh, 40,000 aur 200 ke inaam nikalte hain.
Aksar pooche gaye sawalat
Prize bond kya hota hai?
Prize Bond government ka bearer security hota hai jisme regular profit nahi milta, lekin draw ke zariye prizes milte hain.
Prize bond par interest kyon nahi milta?
Prize Bond ka return interest ke bajaye prize draw ke form mein hota hai, is liye fixed profit nahi milta.
Prize bond ke draws kaise hote hain?
Draws scheduled dates par hote hain aur winning numbers announce kiye jate hain. Agar number match ho jaye to prize milta hai.
Prize bond cash kaise kiya jata hai?
Aap apna prize Bond authorized bank ya National Savings ke counter par cash kara sakte hain.
Prize bond ke risks kya hain?
Prize Bond ka risk yeh hai ke guaranteed return nahi hota aur bearer nature ki wajah se loss ya theft ka risk hota hai.
Difference
Prize Bond vs Equity
Faide: 1) Government guarantee, risk-free. 2) Inaam jeetne ka mauqa. 3) Kabhi bhi cash kar sakte hain. 4) Bearer Bond hai, kisi ko bhi de sakte hain. Nuqsan: 1) Koi profit nahi. 2) Inflation se value ghatti hai. 3) Inaam milna muqarrar nahi. 4) Bearer bond ki wajeh se security issues.
| Feature | Prize Bond | Equity |
|---|---|---|
| Definition | Prize bond aik government savings certificate hai jispar koi profit nahi milta, lekin iske draws hote hain jin... | Equity ka matlab milkiat ka hissa hai. Company mein equity ka matlab company ke assets par malikana haq aur li... |
| Best for | Prize bond mein paise laga kar aap inaam jeetne ka mauqa paate hain. | Ghar ki equity wo hissa hai jo loan utarne ke baad aapka bachta hai. |
| Example | 200 rupee ke prize bond par 7.5 lakh, 40,000 aur 200 ke inaam nikalte hain. | Agar company ke assets 100 crore hain aur liabilities 60 crore, toh equity 40 crore hai. |
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