Treasury Bill (T-Bill) kya hota hai?
Treasury Bill
Definition
Treasury bill (T-bill) aik short-term government security hai jo 3 months, 6 months ya 1 year ke liye jari hoti hai aur discount par bechi jati hai.
Is concept ko aur behtar samajhne ke liye Prize Bond bhi dekhein.
Treasury bills (T-bills) government ke short-term qarz hain jo safe investment ka zariya hain.
Quick Facts
- Category
- Investment
- Best for
- T-bills mein paisa laga kar aap risk-free munafa kama sakte hain.
- Example
- Available
- FAQs
- 5 answers
Quick Summary
| Definition | Treasury bill (T-bill) aik short-term government security hai jo 3 months, 6 months ya 1 year ke liye jari hoti hai aur discount par bechi jati hai. |
|---|---|
| How it helps | T-bills mein paisa laga kar aap risk-free munafa kama sakte hain. |
| Example | Government 100 rupee ka T-bill 95 mein bechti hai aur maturity par 100 deti hai - 5 rupees profit. |
| Related terms | 6 linked topics |
How It Works
Yeh kya hai?
Treasury bills (T-bills) government ke short-term debt instruments hain jo State Bank of Pakistan jari karti hai. Ye 3-month, 6-month aur 12-month ke tenors mein aate hain. In par koi regular interest nahi milta, balke ye discount par beche jate hain. Example: 100 ka T-bill 95 mein milega aur maturity par 100 milenge. 5 ka profit.
Rozmarra Asar
T-bills ka rate economy ka indicator hai. Jab T-bill rate barhta hai, iska matlab hai ke government ko qarz ki zaroorat hai ya inflation high hai. T-bills mein aap invest kar sakte hain auctions ke zariye (minimum 1 lakh). Money market funds bhi T-bills mein invest karte hain. Ye short-term ke liye behtar option hai.
T-bills vs Bonds
T-bills short-term hote hain (up to 1 year), bonds long-term (2-30 years). T-bills par coupon nahi hota (discount par milte hain), bonds par coupon (interest) milta hai. T-bills liquidity zyada hoti hai, bonds mein thoda kam. Dono par sovereign guarantee hoti hai. Dono central bank auctions ke zariye issue karta hai.
Misal
Government 100 rupee ka T-bill 95 mein bechti hai aur maturity par 100 deti hai - 5 rupees profit.
Aksar pooche gaye sawalat
Treasury bill kya hota hai?
Treasury bill (T-bill) short-term government security hoti hai jo discount par issue hoti hai aur maturity par face value pay hoti hai.
T-bill ka tenure kya hota hai?
T-bills short-term instruments hotay hain, aam tor par 3-month, 6-month ya 12-month tenors mein.
T-bill ka return kaise milta hai?
T-bill discount par buy hota hai aur maturity par full face value milti hai, dono ke difference se return banta hai.
T-bill ka risk kaisa hota hai?
T-bills ko low-risk mana jata hai kyunke ye government issued hotay hain, lekin sovereign risk phir bhi exist karta hai.
T-bill kis ke liye suitable hota hai?
Short-term parking of funds aur low-risk investors ke liye T-bills suitable hotay hain.
Difference
Treasury Bill vs Prize Bond
| Feature | Treasury Bill | Prize Bond |
|---|---|---|
| Definition | Treasury bill (T-bill) aik short-term government security hai jo 3 months, 6 months ya 1 year ke liye jari hot... | Prize bond aik government savings certificate hai jispar koi profit nahi milta, lekin iske draws hote hain jin... |
| Best for | T-bills mein paisa laga kar aap risk-free munafa kama sakte hain. | Prize bond mein paise laga kar aap inaam jeetne ka mauqa paate hain. |
| Example | Government 100 rupee ka T-bill 95 mein bechti hai aur maturity par 100 deti hai - 5 rupees... | 200 rupee ke prize bond par 7.5 lakh, 40,000 aur 200 ke inaam nikalte hain. |
Related Tool
Is term ko practical use mein dekhne ke liye sab se relevant tool se start karein.
Related Investment Terms
Yeh page investment cluster ka hissa hai. Semantic context mazboot rakhne ke liye in linked terms ko bhi dekhein.
Prize Bond
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