Internet Banking kya hota hai?
Internet Banking
Definition
Internet banking (online banking) website ke zariye banking services hai jisse aap computer se account manage kar sakte hain.
Is concept ko aur behtar samajhne ke liye KIBOR bhi dekhein.
Internet banking ne desktop par banking ki facility di hai - detailed analysis aur bulk transactions ke liye mobile se better hai.
Quick Facts
- Category
- Banking
- Best for
- Internet banking detailed financial management ke liye best hai - large...
- Example
- Available
- FAQs
- 5 answers
Quick Summary
| Definition | Internet banking (online banking) website ke zariye banking services hai jisse aap computer se account manage kar sakte hain. |
|---|---|
| How it helps | Internet banking detailed financial management ke liye best hai - large statements, multiple accounts, aur complex transactions. |
| Example | Farz karein Karachi mein Ali ki salary Rs 85,000 hai aur woh Internet Banking use karke apna rent aur utility bills manage karta hai. Pehle usay branch ja kar p... |
| Related terms | 6 linked topics |
How It Works
Yeh kya hai?
Internet banking (online banking) website ke zariye banking services hai jisse aap computer se account manage kar sakte hain.
Internet Banking vs Mobile Banking
Internet banking computer/laptop par use hoti hai, Mobile Banking phone par. Internet banking mein: 1) Badi screen par detailed statements dekh sakte hain. 2) Multiple accounts manage kar sakte hain. 3) Bulk transactions kar sakte hain (e.g., salary disbursement). 4) Detailed reports generate kar sakte hain. 5) International payments easy hain. Mobile banking quick transactions ke liye best hai.
Rozmarra Asar
Internet banking se aap: 1) Detailed statements download kar sakte hain. 2) Multiple bills ek saath pay kar sakte hain. 3) Business transactions manage kar sakte hain. 4) International wire transfers kar sakte hain. 5) Tax certificates download kar sakte hain. 6) Loan statements check kar sakte hain. Desktop par login karte waqt ensure karein ke secure network use kar rahe hain.
Ahem Wajood
Internet banking ne desktop par banking ki facility di hai - detailed analysis aur bulk transactions ke liye mobile se better hai.
Misal
Farz karein Karachi mein Ali ki salary Rs 85,000 hai aur woh Internet Banking use karke apna rent aur utility bills manage karta hai. Pehle usay branch ja kar payment karni parti thi, ab mobile app se kaam ho jata hai. Is se late fee bachti hai aur monthly cash flow behtar rehta hai. Is ka matlab Internet Banking daily banking ko asaan aur predictable banata hai.
Aksar pooche gaye sawalat
Internet banking kya hai?
Website ke zariye banking services jo computer/laptop par use hoti hai.
Internet banking kaise start karein?
Bank branch jaa kar register karwayein ya mobile app se bhi ho sakta hai.
Internet banking safe hai?
Haan, lekin public computer ya WiFi par use na karein.
Internet banking aur mobile banking mein farq?
Internet banking computer par, Mobile Banking phone par hoti hai.
Internet banking fees?
Usually free hai, lekin kuch specific transactions par charges ho sakte hain.
Difference
Internet Banking vs KIBOR
| Feature | Internet Banking | KIBOR |
|---|---|---|
| Definition | Internet banking (online banking) website ke zariye banking services hai jisse aap computer se account manage... | KIBOR (Karachi Interbank Offered Rate) wo rate hai jis par Pakistani banks ek dusre ko qarz dete hain. Ye loan... |
| Best for | Internet banking detailed financial management ke liye best hai - large statements, multip... | KIBOR barhta hai toh aapke loan ki qistain barh jati hain aur business loans mehngay ho ja... |
| Example | Farz karein Karachi mein Ali ki salary Rs 85,000 hai aur woh Internet Banking use karke ap... | Agar KIBOR 22% hai, toh bank aapko loan 22% + thora margin par dega. |
Related Tool
Is term ko practical use mein dekhne ke liye sab se relevant tool se start karein.
Related Banking Terms
Yeh page banking cluster ka hissa hai. Semantic context mazboot rakhne ke liye in linked terms ko bhi dekhein.
KIBOR
KIBOR (Karachi Interbank Offered Rate) wo rate hai jis par Pakistani banks ek dusre ko qarz dete hain. Ye loans ke liye benchmark rate hai.
Interbank Rate
Interbank rate wo rate hai jis par banks ek dusre ko dollars bechte hain aur large transactions ke liye istemal hota hai.
Policy Rate
Policy rate wo interest rate hai jo State Bank of Pakistan (SBP) banks ko qarz deti hai, aur ye economy mein tamam interest rates ka benchmark hota hai.
Profit Rate
Profit rate wo percentage hai jo bank ya investment aapko aapke paison par deta hai, jaise savings account ya fixed deposit par.
Savings Account
Savings account bank mein aik qisam ka account hai jismein aap paise jama karte hain aur bank aapko us par profit (ya interest) deta hai.
Current Account
Current account bank mein aik qisam ka account hai jismein aap kabhi bhi paise jama ya nikaal sakte hain, lekin is par koi munafa nahi milta.